Homes for Heroes At Home in Des Moines

by Rachael Harms - May 25th, 2015
Posted in: Community, Real Estate

In the wake of 9/11, hero programs popped up across the country to provide discounts and assistance to veterans and volunteers. Homes for Heroes was one of those, and it has quickly grown to be the largest heroes saving program in the United States.

This is a unique program that not only provides discounts for military and veterans, but also to firefighters, emergency medical professionals, law enforcement, teachers and healthcare workers when buying, selling, or refinancing a home.

At Home DSM’s Rachael Harms, left, presents a check to a Homes for Heroes program recipient following a recent real estate closing in Des Moines.

Lenders provide discounted fees while REALTORs commit to give back 25 percent of their commission to the “hero” at the time of closing. Other businesses such as home inspectors, moving companies and insurance agents can also provide discounted services to assist with the transaction. The hero can use that money for closing costs, down payment assistance, or to buy down points, et cetera.

This is in addition loans guaranteed by the U.S. Department of Veterans Affairs, or VA loans, that military members – active and retired – qualify for.

In addition to financial assistance, Homes for Heroes hosts events across the community. This year we have hosted a haunted house for military families at Camp Dodge, sponsored charity golf events, taught home buying classes to high school students, and frequently delivered treats and gift bags to the offices of heroes throughout the Des Moines area.

This sounds too good to be true. So what’s the catch? The truth is, there is no catch. There are no hidden fees or even extra paperwork to fill out. This is merely a gift from local businesses – and way to show appreciation for people in our community we look up to.

There are so many opportunities to give back through different organizations. At Home DSM joined because when we wanted to give back to the heroes in our local neighborhoods and knew this program was one in which we wanted to be involved.

For more information, contact us or go to

Rachael Harms is a REALTOR with RE/MAX Real Estate Concepts based in West Des Moines, Iowa. She specializes in new construction and resale of residential properties. At Home DSM is a progressive real estate team with more than 10 years of experience and consisting of Rachael Harms, Brandon Patterson, and Shannon Coryell.

About Rachael Harms

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